Auf einen Blick
- Aufgaben: Berate Risiko-orientierte Beratung im Lombard-Kreditbereich und analysiere komplexe Kundenanfragen.
- Unternehmen: Führende Bank mit Fokus auf innovative Finanzlösungen.
- Vorteile: Attraktives Gehalt, Weiterbildungsmöglichkeiten und ein dynamisches Arbeitsumfeld.
- Weitere Informationen: Tolle Karrierechancen und die Möglichkeit zur digitalen Prozessentwicklung.
- Warum dieser Job: Gestalte die Zukunft des Bankwesens und arbeite an spannenden Projekten.
- Qualifikationen: Abschluss in Wirtschaft oder Recht und Erfahrung im Kreditwesen.
Das prognostizierte Gehalt liegt zwischen 75600 - 92400 CHF pro Jahr.
- Job Responsibilities
- Provide risk-oriented advice on all aspects of Lombard lending, including guarantees, collateral, financing, and permitted uses of funds
- Analyze complex client inquiries and identify, analyze, calculate, and assess Lombard credit risks, including derivatives
- Submit credit applications to the Risk Committee for decision-making
- Prepare credit documentation and contracts, and verify that credit files are complete
- Process and monitor approved transactions
- Monitor Lombard credit portfolios to reduce margin call risks
- Monitor specific credit limits and control the adequacy of collateral coverage
- Continuously monitor approved Lombard credit decisions and identify adverse developments at an early stage
- Handle credit breaches and implement appropriate measures, such as in the event of margin calls
- Support Relationship Managers with regular and exceeded credit limits, particularly in connection with complex Lombard loans
- Review applications with regard to collateral and quality, including remediation in cooperation with Relationship Managers and Risk Analysts
- Support Relationship Managers in client-facing activities to improve portfolio profitability and performance
- Contribute to the digital development of departmental processes and test new solutions
- Handle ad hoc projects
Requirements
- Advanced Federal Diploma of Higher Education, bachelor's, or master's degree in economics, banking and finance, or law
- Solid professional experience in lending at a private bank, particularly in Lombard loans, mortgages, corporate lending, financing, or a related field, or in credit risk management
- Knowledge of life insurance products
- Interest in financial markets and banking products
- Strong analytical skills and a team-oriented personality
- Interest in independently handling complex tasks and subject matter
- Independent, reliable personality with strong analytical skills
- Team-oriented and communicative
- Strong commitment to quality
- Affinity for banking software, such as SAP, Avaloq, Sim Corp, or Finnova
- Interest in the digitalization of the department and process automation
- Proficiency in MS Office applications, including Word, Excel, and Power Point
- German and English language skills
- Core Competencies
Demonstrates expertise in Lombard lending, credit risk analysis, and collateral management, with a strong focus on client relationship support and process digitalization.
Proficient in handling complex financial inquiries and ensuring compliance with credit policies.
- Highest-signal resume keywords
- Lombard Lending Expertise
- Credit Risk Management
- Analytical Skills
- Banking Software Proficiency
- Bilingual in German and English
- Hard Skills
- Credit Risk Analysis
- Collateral Management
- Credit Documentation Preparation
- Transaction Monitoring
- Financial Market Knowledge
- Lending Experience
- Derivatives Assessment
- Credit Application Submission
- Margin Call Management
- Process Automation
- Soft Skills
- Team-Oriented
- Strong Commitment to Quality
- Independent and Reliable
- Communicative
- Analytical Personality
Certifications & Qualifications
- Advanced Federal Diploma of Higher Education
- Bachelor's Degree in Economics
- Master's Degree in Banking and Finance
- Law Degree
- Industry Keywords
- Lombard Loans
- Corporate Lending
- Mortgages
- Financial Products
- Credit Portfolios
- Tools & Technologies
- SAP
- Avaloq
- Sim Corp
- Finnova
- MS Office
- #J-18808-Ljbffr
Consultant – Lombard Credit Risk Arbeitgeber: Jobtailor
Jobtailor ist ein hervorragender Arbeitgeber, der eine dynamische und kreative Arbeitsumgebung bietet, in der Sie als Head of Trade Marketing die Möglichkeit haben, Ihre Ideen zu verwirklichen und einen echten Einfluss auf unsere Markenstrategie zu nehmen. Mit einem starken Fokus auf Mitarbeiterentwicklung und einem unterstützenden Teamklima fördern wir Ihr Wachstum und Ihre Karrierechancen. Zudem profitieren Sie von flexiblen Arbeitszeiten und einer inspirierenden Unternehmenskultur, die Innovation und Zusammenarbeit schätzt.
Wir glauben, dass du diese Fähigkeiten brauchst, um Consultant – Lombard Credit Risk mit Bravour zu bestehen
Lombard Lending Expertise
Credit Risk Management
Analytical Skills
Collateral Management
Credit Documentation Preparation
Transaction Monitoring
Financial Market Knowledge
